Due to me never being allowed onto parents insurance @ 17 (unlike all my mates) I had to take out insurance on my own. So had a succesion 1-litre cars (mini - rolled it. metro - smashed it in edinburgh. fiat panda - someone ran into the back of it, Citroen AX - ran into the back of someone, Fiat Cinquecento - ex-fiance ran into the back of someone).[:S]
Plus, since i started driving in the late 80's i've had 12 points (or maybe 15 - not sure) - definitely 9 for speeding and 3 for a bald tyre when i was 18.
So - insurance has always been a nightmare for me, but when it came time for Dawn & I to get married it was discussed that we would want to trying for kids fairly soon after the wedding. Once the kiddies came along it would then be time to be sensible + pennies would be short, so Dawn & I decided last March that it would be the best time to get some sort of performance car while I had the chance.
Looked at a Seat Leon Cupra R, test-drove a brand-new Civic Type R but decided it would have to be the scooby ten seconds into test driving it. []