On the plus side jus done a couple of insurance quotes (its not up til September anyway) and it isn't making much of a difference, certainly not enough to make me change cars altho my modding plans may be scuppered....
Think i may invest in a road angel / origin B2, i genuinely don't drive fast (apart from the occasional squirt on quiet country type roads) but seem to get picked up when doing a little over the speed limit, previous points where for 84 on a motorway, clear day, mid-afternoon on the way back up from a conference in the Lake District ....