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Where are you , regarding insurance


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Posted

Just had a wee peek at "where are you"and this crossed my mind. None of us are and rich so it must be interesting to compare companies, jobs and rates.

So here goes.

Used to have a 1999 RB5 (group 17) with decat and tinted windows and paid £850 a year. Now own a standard 2001 BMW M3 with 19 inch wheels (group 20) and pay just £720.

28 years old, park on the street in glasgow city centre (ish) with 6 years ncb with no claims or points. Work at sea, have 49 year old Mum on policy and do 9,000 miles a year social only. Whats going on, that seems cheap to me!

 

Interested to know what others pay?????????????????????????

Posted

25 years old. Standard P1 (group 20) parked off road,quiet wee town, 4 years no claims with no accidents or convictions,10k a year social,work as maintainance engineer  £1200 per year. Paid a lot more for cars in my life! [:@]

Had a friend 20 or 21years old trying to insure a P1- £2500 but insured BMW M3 instead for £1200. Previouse shape M3 though but still big difference .

Posted

well im 23 just 2ncd work offshore and have a mk3 vr6 group 16 a few mods parked on the road.

fully comp in my own name 405 dam good but then i try to insure a uk turbo and they want 1400 why??? well i know why but thats a joke surly!!

Posted

I've just got my renewal through ......£840

Tried some multiple car quotes for the impreza and 205.....£750 [8-)]

So I think I'll be doing that!

Posted

22 years old, 1 claim, 2 years ncb, 0 points

Impreza Sport, turbo replica with P1 front end, exhaust, 4 pot conversion, quick shifter, 17" alloys, strut brace, Clifford cat1 alarm/immobiliser

 

Got the gf and old man on the insurance and it comes in at just under £700 so quite happy with that

Posted

I'm 32 yrs old, Central Heating Engineer keep car in driveway in quite area, 6 yrs NCB 0 points, No accidents CAT 1 Alarm, Full Leather, Sports Exhaust, 17" Wheels Group 20 1995 WRX and I only pay £520 Fully Comp with Girl on Insurance shes 29 oh and i only do 9000 miles Social only. I thought that was no bad

 

Mo

Posted
Aged 26, living somewhere in the s.w. scotland, driving a P1 with girlfriend as named driver and paying £500. Got renewal and will hopefully be down to near £400. Thats with 7yrs ncb.
Posted

  Quote
Aged 26, living somewhere in the s.w. scotland, driving a P1 with girlfriend as named driver and paying £500. Got renewal and will hopefully be down to near £400. Thats with 7yrs ncb.

 

Either you live about 500 miles from civilisation or work for Admiral Car insurance! That is amazing.

 

Then again I have not got a quote for my Mums house in Lewis. At 25 I was paying just £400 for a V6 Golf whilst living [:)] there. Before I moved to Glasgow (on paper anyway)

Posted

I also have the girlfriend as the policy holder, she is 23, i am 24 and neither of us have any points, claims or accidents on our history. Elephant requoted us for our 4th year of insurance for an import STi-2 with all modifications noted.......£714 as of the 18th May.

We thought that was cheap but the award must be for my new toy....Aprilia Habana 125 scooter. Quote for the both of us fully comprehensive, some were coming in at £950!!!! WTF, we own a fairly modded group20 STi with no problem but the scooter seems to create crazy insurance money.

Can't explain insurance, they have their own theories!

Chris

Posted

24 years old, 7 years NCB, 3 points for an SP30 in 2003, stay in Aberdeenshire and work offshore. Paid £1200 this year to insure my STi RA fully comprehensive and my Cavalier Turbo 4x4 TPFT.

Posted

33 years old, "slightly" modified STi6 RA V-Ltd with every modification covered, 10K/Year, Full Track Cover, 6 years NCD.

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£493

[:)]

Russell

  • 2 months later...
Posted

Totally Standard MY99 2000 AWD Turbo, no tracker. Parked on Drive, 26 years old, rural location, 20k miles/yr, 5 yrs ncb.

Just got insured by RAC insurance fully comp with protected ncb for an amazing £765!  (You get a bit of a discount for being a member of the RAC)

Posted
  Quote

33 years old, "slightly" modified STi6 RA V-Ltd with every modification covered, 10K/Year, Full Track Cover, 6 years NCD.

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£493

[:D]

Russell

 

33 ROFLMFAO

Slightly Modded? PMSL

Craig

Posted

36 years old, full decat H&S exhaust, 18' wheels, fuel pump, defis (still to be fitted [:$]), apexi power comander with andy f remap (quoted for this as it was going to happen before the knocking happened), old man on too, stay in aberdeen city centre and parked on the street, 8000 miles a year

600 pounds

3 years ago had a bmw m3 evo, that cost me 10 pounds short of a grand.............

forgot to mention MY98 type R  with new engine, insurance know about all mods, 9 years protected,  1 x sp30 2 years ago

Posted

20yrs old with a 99 subaru impreza wrx sti import, 10,000miles a yr, parked in drive, stay on outskirts of edinburgh, me dads on thee insurance, fully comp with 3yrs no claims.......

£2285 for this yr [:'(]

 

 

Posted

only got one years no claims and covered any advantage of that by getting done in november last year sp30.just shy of 600 fully comp could have got a bit cheaper but difference was 40 to change policy holders so didnae bother. 26 farmer and live in the sticks. Written off two orions previously but they were crap cars anyway. im we elephant. 250 excess i think. just a bog standard uk turbo like. also insured fully comp on parents leggy and forrester so that must help a bit.

Posted
Blobeye WRX, some mods (mostly body & wheels) - all declared, 6 points for speeding in last 5 years, car kept in driveway in quiet wee town, 35 years old with full no claims but 1 claim on Mrs. policy where the insurer couldn't recover costs (or wouldnt) - £825.00
Posted

2005 Blobeye euro imported WRX with decat, induction kit and dump valve, exhaust, roof spoiler and front spilter with full decals all declared, 0 points 12years no claims, no one else on the insurance, parked on driveway, in G69 ..... from elephant £430

 

Now thats what I call cheap.

Posted

30 year old, 3 years no claims, 1993 impreza wrx import, mods declared, no points/claims, work with computers, live in fife, car garaged,  £595 fully comp- keith michaels

fuzzy

Posted

Mines has changed since the start of the thread.

 still 25 years old. 5 years no claims now. FMIC,full exhaust,induction kit and remap. all declared on policy (for once) [:D]

Protected no claims, P1 £975.

Posted

25 years old

sti type uk bugeye some mods

fully comp

parked in drivway

service support enginer

4 years ncb

£383

Posted

32 years old (joiner) owning 2001 Bugeye WRX ,5 yrs NCB,no convictions or  points with 31 year old gf on policy,front splitter,WRC style spoiler,front + rear Morrettes,skirt kit,alloys,HKS Hyperflow induction kit,Subaru OE gague pack,stainless steel 2.5" exhaust with 5" exit cat back,Belgian import,no tracker all declared,parked on private land off the street.....£625 fully comp....Keith Michaels.

Was with Norwich Union last year for £874.....got my renewal quote in...£1001...work that out,told them  where they could put that.

Del.

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