That's utter gash, Cathy - 86mph on a quiet motorway in good weather conditions is a danger to absolutely NOBODY - blatant revenue generation, so it is
If it's any consolation, I've heard it said that - depending on your circumstances - three-pointers often make very little difference to insurance premiums - there are just so many damned cameras around these days, and so many fixed penalties being dealt out, that it makes little sense for insurance companies to discriminate on that basis alone.
Feel quite bad too after mentioning ProGrip to you...