I recently sold my scoob and I dont really miss it. I missed having a car, any car, for a while but I had the scoob for over 3 and a half years. I'd done all that I wanted to do to it but my situation is obviously different from yours stephen (married, kid, made redundant etc) so I bought myself a nice 57-plate Focus 2.0 TDCI Ghia. Leather, cruise control, tinted windows as standard, electric heated seats, reversing sensors, 17" alloys - nice n comfy.
Cheap insurance, still got a bit of go about it but fairly anonymous.
I'd love to come back to Subarus again in a few years once the wee yin is at school - my experience was a car that was very reliable but in the last couple of years the subaru name has been tarnished slightly by the 'chav' image + the new cars subaru are bringing out aren't as exciting as they used to be (IMO).
So yes, a change is good.