sorry to hear about the bump on the p1, insurance = legalized theft, my mrs first new car ever was gtd golf specced up with a body kit and 18" alloys leather and lots more, cost best part off 22k,a year and a half later some pillock in a works van skidded a cross the road in front of her and she couldnt avoid hitting it, totally blameless and the car was written off, the first offer was 11 1/2k, after much wrangling got them up to 14k final offer, the only gtd golfs you could get for that money then were higher miles than hers and not as well specced, so dont accept their first offers and fight the feckers all the way, as a fellow p1 owner, i hope you get a favourable settlement, good luck