i'm 34, full no claims.. uk turbo wagon and i pay £360 with all mods declared with keith michaels,(ask for gary moulson on: 02082880275 - 02086427868 - 08450138231) think the first one is the direct line, tell him your a member sidc. get around 23-26 mpg, and the most reliable car i've had apart from my vw passat.
this i posted a while back in 'wanted' section >>>>>>
when i viewed mine (uk car)..it had dented floor pans, tank, bit of mud underside, body needed a good scrub and polish ect... 112,000 miles on a P plate.... it had FSH and cambelt proof, drove lovely. cost me £3995 and still got it 3 years on with 153,000 on it now...(but replaced the engine at 143,000 as i had plans and wanted a newer engine...the old one was still going) it's really up to you mate, you'll know if it's a puppy when you look, give it the once over, find out when clutch was done, (weak point on scoobs) no whines from gear box & diff, you'll get a little tapperty when cold and shouldn't be any smoke, should idle on choke at aprox 1000/1200, then settle down to 800 ish...they don't sound like BMW's!!! or sound like a 1100cc ford fiesta!!..see what condition the brakes are in, grooved /scored, glazing and very low pads mean not serviced or neglected...probably means also very few oil changes... i change mine every 3500/5000 miles.. tyres shouldn't have excessive wear, but you'll get a little due to 4wd,
engines can be sweet as a nut, maintained well they'll go for ever. treaten like a dog it will keel over and cost you.mark
good luck!