What car is it you have mate ?
I know how you feel mate am 27 now with 6 years NCB and i still pay thrue the nose for insurance and am sure its all to do with them but it seems to be when daddy buys them there cars they dont care about them like we do. There's a boy up here whos dad owns a car dealership and he about 23 or so now but since he was 17 he's had a . STI type UK, EVO 8 FQ 330. Evo 9 FQ 340, 350z Nismo, Litchfeild tuned spec C Scooby and about 20 others he smashed the evo 9 drunk so his dad bought him the spec C to make up for it . Also this is the kind of lad that will come up to you and brag how good his car is compared to yours.