Heres some good news fo you chloe im only 21 got my scooby in november when i was 20 its a 55 plate wrx swrt and ma insureance on it is 1000 for a year on ma own 2 years no claims, try elephant and bell direct they seem to like us younger scooby drivers, bad bit whatever you budget for petrol double it just to be safe i can`t get over how much i use. I think there might be a problem wi ma accelerator every time i hit a quiet strach of road it seems to hit the floor followed by a pppptsssssssschhh lol It is the best thing in the world getting one of these cars.