scoobyfuzzy

cheers for the good wishes, just hope it doesnt come to the point where i need to get rid of the scoob. lol fuzzy

yeah mate, bad news yesterday, good news tday. fuzzy

well guys, just thot id share with u all my good news, today it was confimed that ma missus was expecting our first baby. i am so over the moon with the news. fuzzy

nah guys, just kidding, lol i wouldnt let her do that to any car. lol fuzzy

guys, ma missus car aint that bad is it? fuzzy

ok guys, made a few phones calls, no my options r are, pay the 800 so it doesnt affect my no claims, or pay my excess of 350 n take higher premiums for the next few years. been on the phone to my brokers to see how much my premiums will be affected, they say worst case senario, an extra 100 a year. so, from that, i think im just gonna pay the excess, loss ma no claims, n pay an extra 100 a year for ma insurance, thats better than having to fork out 800 all in one go. but ive still not accepted liabilty. told them im disputing it, il wait til i see the breakdown of the repairs that were done. fuzzy

yeah, cool, i will phone ma company back 2moro. cheers again for ur help fuzzy

hold on, no, i was to pay the 800, if i didnt want my no claims n that affected, got a bit mixed up there fuzzy

ok, but when they said the 200 excess, i think they ment her excess, cos mines is 350. fuzzy

when i phoned her company, i asked how much i was to pay, they said the excess plus the 600 odd for repairs, n i could just send them a cheque for the full amount or pay it with ma card. fuzzy

when i spoke to her insurance company 2day, they said i had to pay £200 excess plus another 600 odd for the repairs to the car. fuzzy I take it from that, that you are not fully comp? yeah im fully comp

when i spoke to her insurance company 2day, they said i had to pay £200 excess plus another 600 odd for the repairs to the car. fuzzy

ok, thanks for the advice jen. as u say i may well end up having to pay alot more in the long run, id be better just cutting ma losses n paying the 800,, probably.......... anyone for a cheap wrx, say offers around £800??????? nah just kiddin lol fuzzy

Sounds like you just Kissed her. thats just disgusting alan, she was about 60 year old. lol would be like kissing ma granny. lol

il wait n see wot ma solicitor says, if hes says i would be better paying it, i will, if he thinks iv got a case, then i will b fighting it. will let u know wot happens fuzzy

clip for the indicator in the bumper broke, n that was all fuzzy

back to this comment aswell, say i had nothing to do with the accident, but then she picks out my reg number, gives it to her insurance, they get all me details from that, fix her car then bill me for repairs, for an accident i have never had. if it was as easy as giving ur insurance company a reg number, to get ur car fixed, then do u not think every1 would be doin it. next thing u know, ur getting billed for repairs to a car that u know nothing about, n there nothing u can do, just pay the bill. nah, im goin to see ma solicitor 2moro, n im gonna fight this 1. fuzzy I only said that as i know all the companies are linked to the dvla i think now, which is why they ask your registration and then they know what type of car you have. I agree with what you are saying though and think you should challange it. Good luck mate. paul, i was gettin at u or anything for ur comment, i was just using it as an example of how easily it would be for some1 to use ur reg number for the likes of an accident fuzzy

nope didnt admit liabilty to ma insurance either, hes said as there my insurance company they r liable, but i said to him aswell that i was not admitting liabilty fuzzy

back to this comment aswell, say i had nothing to do with the accident, but then she picks out my reg number, gives it to her insurance, they get all me details from that, fix her car then bill me for repairs, for an accident i have never had. if it was as easy as giving ur insurance company a reg number, to get ur car fixed, then do u not think every1 would be doin it. next thing u know, ur getting billed for repairs to a car that u know nothing about, n there nothing u can do, just pay the bill. nah, im goin to see ma solicitor 2moro, n im gonna fight this 1. fuzzy

u say " liable parties authority".... iv never accepted liabilty. fair enough go ahead with the repairs if i admitted liabilty, but i never, so do they not have to prove who was at fault first before they carry out repairs......... mayb clutching at straws here, but never mind. lol fuzzy

my insurance company says iv no option but to pay it fuzzy

not sure, but surely i should of been notified that the other person was trying to make a claim against me, and for her insurance company to get my side of the story, b4 anything was authorised, but in this case, the first i heard of it is when there demanded over £800 from me for the repairs fuzzy n surely they would need me to agree to take it thru insurance companies, or ask me how i would like to deal with it, either thru the companies, or sort it out between ourselves, but i never got that option either. fuzzy

not sure, but surely i should of been notified that the other person was trying to make a claim against me, and for her insurance company to get my side of the story, b4 anything was authorised, but in this case, the first i heard of it is when there demanded over £800 from me for the repairs fuzzy

Just a question, if you didn't tell her who you were insured with then, how did she find out ? i asked that to her insurance company aswell, they said it was found out by me name, and reg of the car. fuzzy

alan, nothing signed, and i didnt accept liabilty at the time, and never have. fuzzy