hi bud sorry to hear about the accident...i work for a recovery agent and we deal a lot with the insurance companies and dont see a prob with removing the wheels,it happens a lot...is car still at recovery yard or do you have it at home? if its at home just change the wheels and take anything off it before it gets picked upp...the insurance never see the car again as they send out the likes of watsons or universal salvage to pic them up and they dont know what the car was like in first place..hope that helps a little