Had problems myself with them! i insured my vr4,535i,pajero with them with no problems and last month got a classic wrx and they said they would not insure me unless it was parked on a drive!!! that would not be a problem if i had one and then there was an issue with my experience!!!!! 28 years old with 11 years driving no accidents oh and also have pcv license how much experience do they need so i canceled the direct debt the same day and refused to pay any fees due to it being their fault they could not insure me.