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What do you pay for insurance.. ?? Could be an interesting thread :)


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Posted

Its that time for insurance renewal here, I am curious to see what sort of money people are spending on their insurance and what mods have been done on your car and who you use... may be a good comparision.

I have to declare all my mods and my existing company will not insure me, after speaking to Keith Micheals they have asked me to shop about and get back to them..

I may be a bit nosey here but I think it may benefit us all to have a nice list...

So heres my standard cost Feel free to add to the list or pm me because i am really curious....

Name Age  Area Car  Year NCB Points  Insurer  Premium Mods Declared  

Monty 33 Chatham  UK spec Turbo  1998 Full   None  NIG  £576  None at present

Posted

Name Age  Area Car Year   
NCB Points    Insurer               Premium Mods
Declared  



Monty 33 Chatham  UK spec Turbo  1998 Full     None NIG     £576  None at present


Ac!D 35   scotland UK turbo MY95 9 years      6 Keith Michaels £400 All mods covered

Posted

Name Age  Area Car Year    NCB Points    Insurer               Premium Mods Declared  

Monty 33 Chatham  UK spec Turbo  1998 Full     None NIG     £576  None at present

Ac!D 35   scotland UK turbo MY95 9 years      6 Keith Michaels £400 All mods covered

HairyDJ  52  M Keynes  WRX  2004  Full 75%  None Frizzells (L&V) £1028  just PPP

 

 

Great idea - makes me want to switch already!! Only plus in their favour was a generous payout and really hassle free when the previous wagon got written off. Got to ring them tomorrow to check if track days are included, as several folk have said it was included in L&V policies in other threads

 

Posted

Name Age  Area Car Year    NCB Points    Insurer               Premium Mods Declared  

Monty 33 Chatham  UK spec Turbo  1998 Full     None NIG     £576  None at present

Ac!D 35   scotland UK turbo MY95 9 years      6 Keith Michaels £400 All mods covered

HairyDJ  52  M Keynes  WRX  2004  Full 75%  None Frizzells (L&V) £1028  just PPP

Nudge   42   Devizes, wilts   WRX import   1993 5yrs none  Zurich   548.00 Exhaust, induction kit

 

 

Posted

Name Age  Area Car Year    NCB Points    Insurer               Premium Mods Declared  

Monty 33 Chatham  UK spec Turbo  1998 Full     None NIG     £576  None at present

Ac!D 35   scotland UK turbo MY95 9 years      6 Keith Michaels £400 All mods covered

HairyDJ  52  M Keynes  WRX  2004  Full 75%  None Frizzells (L&V) £1028  just PPP

Nudge   42   Devizes, wilts   WRX import   1993 5yrs none  Zurich   548.00 Exhaust, induction kit

insane clown  33  Harwich  UK turbo   1996   full   zero keith michaels £360 all mods covered

Posted

Great idea - makes me want to switch already!! Only plus in their favour was a generous payout and really hassle free when the previous wagon got written off. Got to ring them tomorrow to check if track days are included, as several folk have said it was included in L&V policies in other threads

 

L&V don't cover track days anymore, think they had to many claims so gave it up [:)]

Posted

Name Age  Area Car Year    NCB Points    Insurer               Premium Mods Declared  

Monty 33 Chatham  UK spec Turbo  1998 Full     None NIG     £576  None at present

Ac!D 35   scotland UK turbo MY95 9 years      6 Keith Michaels £400 All mods covered

HairyDJ  52  M Keynes  WRX  2004  Full 75%  None Frizzells (L&V) £1028  just PPP

Nudge   42   Devizes, wilts   WRX import   1993 5yrs none  Zurich   548.00 Exhaust, induction kit

insane clown  33  Harwich  UK turbo   1996   full   zero keith michaels £360 all mods covered

finally found someone thats cheaper than me [;)]

Posted

Name B3AR

Age 26

Area Sittingbourne

Car Legacy GT-B TT

Year 1998

NCB 5 years

Points 0

Insurer Quinn Direct

Premium £495 FC

Mods Declared None

Posted

Great idea - makes me want to switch already!! Only plus in their favour was a generous payout and really hassle free when the previous wagon got written off. Got to ring them tomorrow to check if track days are included, as several folk have said it was included in L&V policies in other threads

 

L&V don't cover track days anymore, think they had to many claims so gave it up [;)]

Rang them today - good news & bad - although they've dropped track day cover to most clients, it's still there for those of us going via CSMA, but they wouldn't consider adding Chrissy to the cover until she passes 25.

 

Posted

Either some of you are lying through your teeth or i am being Propper Ripped off [;)]

I thought I'd got it bad (for an old begger!) - but poor old Silver in Folkestone is getting hit almost twice as hard - go on add yours to the list and share in a group hug [{] to cheer you up!!

Posted

Either some of you are lying through your teeth or i am being Propper Ripped off [;)]

I thought I'd got it bad (for an old begger!) - but poor old Silver in Folkestone is getting hit almost twice as hard - go on add yours to the list and share in a group hug [{] to cheer you up!!

 

No i cant, i cant.!!!! it's too painfull lol

Posted

Heres the list so far, quite an amazing variation !

Name Age  Area Car Year    NCB Points    Insurer               Premium Mods Declared  

Monty 33 Chatham  UK spec Turbo  1998 Full     None NIG     £576  None at present

Ac!D 35   scotland UK turbo MY95 9 years      6 Keith Michaels £400   All mods covered

HairyDJ  52  M Keynes  WRX  2004   Full 75%  None Frizzells (L&V) £1028  just PPP

Nudge   42   Devizes, wilts WRX import  1993 5yrs none  Zurich   548.00 Exhaust, induction kit

insane clown  33  Harwich  UK turbo   1996   full zero   keith michaels £360   all mods covered

B3ar  26  Sittingbourne  Legacy GTB  1998   5    zero Quinn £495  none

Prodrive Tony, Dartford, UK Impreza  UK98,  6   zero Confused.com £550   some mod's

mark 22 folkestone   wrx import 1993  2 yrs   Zero    hyperformance  £1800    no mods as yet

Sheepie 35 Cuckoo?? Impreza Wagon 2002  Full zero Direct Line    £650 no mods

Eddie  40   Swindon wrx import 1996   Full   Keith Micheals £700   all mods covered

cossiekiller_01 25  london   wrx import 3   none  £996 ?? exhaust induction

 

See here for my update ! http://forums.sidc.co.uk/forums/825790/ShowPost.aspx

 

Posted

Heres the list so far, quite an amazing variation !

Name Age  Area Car Year    NCB Points    Insurer               Premium Mods Declared  

Monty 33 Chatham  UK spec Turbo  1998 Full     None NIG     £576  None at present

Ac!D 35   scotland UK turbo MY95 9 years      6 Keith Michaels £400   All mods covered

HairyDJ  52  M Keynes  WRX  2004   Full 75%  None Frizzells (L&V) £1028  just PPP

Nudge   42   Devizes, wilts WRX import  1993 5yrs none  Zurich   548.00 Exhaust, induction kit

insane clown  33  Harwich  UK turbo   1996   full zero   keith michaels £360   all mods covered

B3ar  26  Sittingbourne  Legacy GTB  1998   5    zero Quinn £495  none

Prodrive Tony, Dartford, UK Impreza  UK98,  6   zero Confused.com £550   some mod's

mark 22 folkestone   wrx import 1993  2 yrs   Zero    hyperformance  £1800    no mods as yet

Sheepie 35 Cuckoo?? Impreza Wagon 2002  Full zero Direct Line    £650 no mods

Eddie  40   Swindon wrx import 1996   Full   Keith Micheals £700   all mods covered

cossiekiller_01 25  london   wrx import 3   none  £996 ?? exhaust induction

leon  25  manchester  uk spec but modded  1999  6yncb  keithmicheals  £800fc  all mods  

See here for my update ! http://forums.sidc.co.uk/forums/825790/ShowPost.aspx

 

Posted

name martin

age 23

area sittingbourne

car impreza import wrx sti

year 1999

ncb 4 years

points none

insurer elephant

premium £1200

mods declared none

p.s i was with admiral but they canceled my policy with no notification of any kind as they were trying to take money out of an closed account when i had told them my new details so keep an eye on them if your insured with them they are not very profesional also they were £300 dearer than what im paying now

Posted

Heres the list so far, quite an amazing variation !

Name Age  Area Car Year    NCB Points    Insurer               Premium Mods Declared  

Monty 33 Chatham  UK spec Turbo  1998 Full     None NIG     £576  None at present

Ac!D 35   scotland UK turbo MY95 9 years      6 Keith Michaels £400   All mods covered

HairyDJ  52  M Keynes  WRX  2004   Full 75%  None Frizzells (L&V) £1028  just PPP

Nudge   42   Devizes, wilts WRX import  1993 5yrs none  Zurich   548.00 Exhaust, induction kit

insane clown  33  Harwich  UK turbo   1996   full zero   keith michaels £360   all mods covered

B3ar  26  Sittingbourne  Legacy GTB  1998   5    zero Quinn £495  none

Prodrive Tony, Dartford, UK Impreza  UK98,  6   zero Confused.com £550   some mod's

mark 22 folkestone   wrx import 1993  2 yrs   Zero    hyperformance  £1800    no mods as yet

Sheepie 35 Cuckoo?? Impreza Wagon 2002  Full zero Direct Line    £650 no mods

Eddie  40   Swindon wrx import 1996   Full   Keith Micheals £700   all mods covered

cossiekiller_01 25  london   wrx import 3   none  £996 ?? exhaust induction

leon  25  manchester  uk spec but modded  1999  6yncb  keithmicheals  £800fc  all mods  

See here for my update ! http://forums.sidc.co.uk/forums/825790/ShowPost.aspx

Alan 28  walderslade  93wrx import     5or 6ncb  zero    keithmicheals £960ish All mods  

Posted

when i first got mine lots quoted me 1800plus last year an tesco wanted a tracker fitted. Adrian flux was a rip offtold me i would never get cheapper than 1800 fully comp on a standered 93wrx import,

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