Car insurance - proof of no claims

[st3ph3n]

When your renewal comes through they send you a proof of no claims. Is that for the year you've just had or a pre-issued one for the forth coming year?

[dipsy]

If your insurance run out the end of this month .Your no claims will be up to that date .

[oz *sti*]

If your renewal is say the 01/09/06 then the number of years no claims you have is up until the renewal date, even though your renewal certificate / schedule will say from 01/09/06 until 01/09/07 which is the new policy year.

The reason they do this is insurance companys will only give you what you have earned and not what you could also they do not know what the new insurance year will hold for you claims / convictions etc....

Hope that helps a little.

Alan.

[st3ph3n]

That helps a whole lot.

Found my 4 from elephant, just need the one from royal and sun alliance for the first year with my vectra. Which if memory serves me correctly was a baw hair off £1800. Eeeep.

[rabskyline]

£1800 !!!!!! EEK ! thats horrific ! i really feel for the good safe young guys who work hard for their cars only to have their pants taken down by the insurance companies ![:@]

[st3ph3n]

I was 20 at the time and it was brand new. And I was mad.

[RA Dunk]

£1800 !!!!!! EEK ! thats horrific ! i really

feel for the good safe young guys who work hard for their cars only to

have their pants taken down by the insurance companies ![:@]

most of em deserve it and it`s still not enough for some of them , 

they buy an old scoob wrap it around a tree kill them selfs and f**k it

up for the rest of us ,  insurance companies shouldent insure anybody

for a car with a turbo untill there at least 21

[rabskyline]

c'mon now ! thats harsh ! i said "good safe young drivers". i had a 944 turbo when i was 21 and was cheaper than the new xr2i i had just before that at £900 and i didnt drive lie i stole it !  not all 20/21 year old guys are driving accidents waiting to happen ! were you ? no, so come on !

[RA Dunk]

ok ill rephrase that then , the majority of them then []