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That Time Of The Year Again (ins)

craig79

By craig79
in Scottish Scoobies

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craig79

craig79

Posted
Posted

Direct Line you gotta love 'em, toerags just upped my

premium by £150 :P Did everything by the book;

informed them of all mods as they were done, they said at the

time that they didn't effect the premium that much (which was

right it only crept up a few quid at a time). But this year whallop !!

Anyways has anyone had any good deals from anywhere

recently that I could give a go ??

Quick recap; 29yrs young, 03 wrx with all the usuals (map, springs etc), 8 yrs ncd,

protected, tracker, minimal miles, garaged - DL wants £656 ??

Sorry for the ramble people :thumbup:

Craig.

craig79

craig79

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Nip over to Scoobynet and get the details for Moley. Did us a good deal on same mods and age.

5t.

Cheers 5t, have heard he's a friggin' nightmare to holds of tho.

Will give Keith Michaels a go aswell then. Again have you had long term

dealings with that lot, customer service is kinda important for me :thumbup: ?

Craig.

martin_allen

martin_allen

Posted
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Cheers 5t, have heard he's a friggin' nightmare to holds of tho.

Will give Keith Michaels a go aswell then. Again have you had long term

dealings with that lot, customer service is kinda important for me :D ?

Craig.

I got him no problem. Quote was good. Paperwork out nice and speedy. No issues. Of course i haven't made a claim (touch wood) and that's when customer service really comes into it but as for the 'buying expereince' no problems at all.

I had a-Plan on my FTO they were great for a year then tried to jack the price right up for the second year so I left quick smart!

5t.

paul555sti

paul555sti

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Cheers Paul, have you had recent dealings with them ??

Craig.

Yes i am with them just now and my insurance is due again. I got my renewal through and it was going to be increased by 110 quid. They had shopped around and found a company that was willing to do it for less than last year! :D I am a bit older than yourself and my car is on a limited mileage policy but they are worth a call.

C_WRX

C_WRX

Posted
Posted

Just renewed mine a few weeks ago, stayed with Keith Michaels after trying numerous other places. Moley seems best to get there, if you don't already have this number try it for him - 02083291167.

Typer666

Typer666

Posted
Posted

Have you tried getting a quote with direct line online - Insurance companies sell their online policies with very little or no commission, come renewal they whack the commission on. ** They make most of their money from products they sell so there is room for negotiating on product prices if you ask**

I would recommend trying ( will take a few hours but worth the savings):

1) Adrian Flux - really good for mods, know their stuff and cover like for like

2) A-plan - as previous suggested

3) Sky insurance

4) Admiral group - bell, elephant, admiral

5) Admiral

6) The aggregator sites Gocompare, confused and moneysupermarket.

Dependant on the amount of modification you have you might be limited to call centre rates as many of the online search engines will only quote for a certain number of modifications.

sti pretender

sti pretender

Posted
Posted

Insured with KM made a claim February no issue and good to deal with (approved repairers were terrible 12weeks to repair - but not insurers fault)

Just got my renewal that I was dreading and same as last year, had done a search last week and cheapest was £100 more.

Also KM do a mirror policy so Type R is with them as well.

craig79

craig79

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Thats brilliant lads thanks for all that. Will prob have to give

most of them a try tomorrow me thinks with the holiday.

Did use the on line quote was very cheap but once you start

adding the mods on it just shoots up. A wee tip for people like

myself that pay monthly with DL - don't just let your renewal run

because as a new customer you're entitled to 0% on your payments

and if you just let it continue the interest is added on thus increasing

your anual premium :D

man-with-men

man-with-men

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Posted

I wouldnt use anyone but Elephant. Simply cos i know they are really really god when things go wrong and the price i found...is unbeatable.

When i had my STI wi the mods declared, at a younger age than you with similar no claims, it was about 600.

Give them a try online and pay in a onner if you can and im sure you wont be dissapointed.

G'Ball

craig79

craig79

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I wouldnt use anyone but Elephant. Simply cos i know they are really really god when things go wrong and the price i found...is unbeatable.

When i had my STI wi the mods declared, at a younger age than you with similar no claims, it was about 600.

Give them a try online and pay in a onner if you can and im sure you wont be dissapointed.

G'Ball

Cheers mate, away to give them a go now.

Craig.

craig79

craig79

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Good luck. Set your excess to some obscene figure as well, like 750 or something as that helps if a little outrageous

Gave them a go but I couldn't proceed due to them

needing 'more information on my car' ??

Will phone tonight when I get home :D .

Craig.

craig79

craig79

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Still waiting for confirmation from elephant but as

it stands APlan is no bad at all. £579, protected fc with

300 excess. Phoned Direct Swines and they weren't prepared

to match - oh well outta their pocket and into APlans :icon_pray:

Craig.

craig79

craig79

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Anything from KM?

5t.

Yeah mate they were after £625ish basically a baw hair less than DL.

If i'm honest, didn't get a great vibe fae them I know that Garry Moulson

is meant to the 'boy' over there but it wasn't him I spoke to.

Craig.

sti pretender

sti pretender

Posted
Posted
Yeah mate they were after £625ish basically a baw hair less than DL.

If i'm honest, didn't get a great vibe fae them I know that Garry Moulson

is meant to the 'boy' over there but it wasn't him I spoke to.

Craig.

You get a discount if your an SIDC member. Saved me £50 last year

martin_allen

martin_allen

Posted
Posted
You get a discount if your an SIDC member. Saved me £50 last year

Plus you need to insist on speaking to Gary as the others don't handle the discounts. Might not be able to do anything noww but if you are registered on Scoobynet you could drop him a PM there.

5t.

craig79

craig79

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Just a wee update; eventually went with APlan.

580 all in, they were going to be adding 10 ~ 12% interest

due to the monthly payments but managed to work them

down :crying: For comparison purposes did forget to mention

the 4 pts (sp30) that I have this is prob where the difference

is coming in compared to some folks, ah well.

Thanks again for the info people; just the mot to go now :icon_salut:

Craig.

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