i got a '94 wrx jap import, am also 24 with 3 years no claims, i paid £950 fully comp with Central Insurance Direct (after alot of haggling)
http://www.centraldirect.co.uk/
just had a wonderful hail storm, stopped as quick as it started
thought i would take a few pics, since i got cought in the car without a coat.
saved me from washing it too