Does this sound legitimate?

[Big Daz]

Ok, During the big sell off of my scoob bits, someone bought item/s and paid by cheque, this initially cleared but then after a couple of weeks I was informed it had bounced and was returned to me with the stamp "refer to drawer". On contacting the buyer, they claim unautherised use of their account which the bank is investigating.

They have now asked for my account details to do a transfer, My question is - Is it safe to give out my bank details to them or should I insist on a safer option?

Cheers

Daz

[jamie_wood]

They only need your acc No and sort code. Plus the name of your bank

they cant take money out with these details, just add funds

your safe enough

[colin_ross]

Refer to drawer normally means there was not enough money in the account to cover the cheque. Refer to drawer please represent or RDPR means they don't have the cash but you can try again i.e. it's not that bad an account and they might have the cash if you retry. If it doesn't have please represent he bank is basically saying it's not worth your bother trying again i.e. deadbeat alert.

[jasonb]

thats not good mate hope you get it sorted

[dave_morgan]

<< Ok, During the big sell off of my scoob bits, someone bought item/s and paid by cheque, this initially cleared but then after a couple of weeks I was informed it had bounced and was returned to me with the stamp "refer to drawer". >>

I find it scary that they can do this! I've heard about it a few times recently and can't work how a bank can clear a cheque, and then effectively unclear it later!! Surely in this day and age they can tell whether the money is there or not pretty much instantly!

Good news that the buyer is offering to send the money through though - at least they haven't completely disappeared.

[GrantyBoy]

Don't worry this is legite.

I only need you account number and sort code as previously stated.

Sorry again for the hasstle

Guys - watch what you buy on the internet as you never know who's gaining your full bank details. Found out the hard way

[Big Daz]

Sorry for doubting, just never done this before.

I will pm you the details tomorrow

Cheers

Daz

[teknopete]

There`s a wee lesson to be learnt by all here though.

Luckily Daz has been dealing with an honest individual who is sorting the problem out.

This could have turned out ugly and messy, as in my experience of dealing with banks once they have cleared a cheque and funds have been paid into your account, they cannot remove the funds from your account without the account holders authorisation. As this would be classed as theft. They could by all means ask for the account holder to pay the funds back to them, but as the problem was instigated by them clearing the cheque in the first place there are legal implications here.

But hey Daz is sorted out, so thats what matters Just remember though beware when buying / selling remotely and remember just because the bank say its so doesn`t necessarely mean it is so.

Pete